Last Updated: June 22, 2025
Welcome to Novozora (referred to as “we”, “our”, or “the Site”). This Disclaimer outlines the limitations and responsibilities regarding the content and services provided on https://novozora.com. By accessing and using our website, you acknowledge and agree to the terms detailed in this Disclaimer. If you do not agree, we respectfully ask you to discontinue using the Site.
At Novozora, we are committed to delivering high-quality, well-researched educational content covering personal finance topics such as credit cards, investing, insurance, mortgages, and related lifestyle financial decisions. While we aim for accuracy, transparency, and value, it’s essential to understand the boundaries of our responsibility.
Not Professional Advice
All content published on Novozora is intended for informational and educational purposes only. It should not be interpreted as legal, financial, medical, or other professional advice. Our articles are meant to guide readers and provide insights, but they do not replace the expertise of licensed professionals.
Every individual’s financial or legal situation is unique. What works for one person may not be suitable for another. Therefore, any actions taken based on information from this website are done at your own discretion and risk. We urge readers to consult with qualified experts, such as:
- Certified Financial Planners (CFPs)
- Tax Advisors (CPAs)
- Licensed Insurance Agents
- Legal Professionals
- Healthcare Providers
Novozora assumes no responsibility for how you interpret or act upon any content featured on this Site.
- Content is not a substitute for personal professional advice
- We do not offer tailored financial, tax, legal, or health guidance
- Users are responsible for consulting licensed professionals before making decisions
- We do not guarantee outcomes, suitability, or effectiveness of any advice or strategy mentioned
Affiliate Disclosure
Novozora is a reader-supported platform and may participate in various affiliate marketing programs. This means that some of the links on our website may be affiliate links. If you click on these links and make a purchase or sign up for a service, we may earn a small commission at no extra cost to you.
These affiliate commissions help sustain our operations, content development, research process, hosting fees, and editorial standards. That said, we maintain editorial independence and do not allow compensation to influence our content.
We only recommend products or services we believe offer real value to our readers. Recommendations are made based on in-depth research, market analysis, or expert experience.
Affiliate terms include:
- Some links may generate commission if clicked or purchased through
- Commissions come at no extra cost to the user
- We do not accept compensation in exchange for biased reviews
- Sponsored content, if present, will always be clearly labeled
- Our opinions are our own and based on research or expert consultation
Third-Party Links & External Resources
Our articles may reference or link out to third-party websites, tools, platforms, or services. These resources are included to provide convenience and additional value to our readers. However, we do not control or guarantee the information, functionality, privacy, or accuracy of any content found on external websites.
When you leave Novozora and interact with a third-party site, you are subject to their terms, policies, and security protocols. We cannot be held responsible for any outcomes that arise from the use of third-party content or services.
Before using external tools, making purchases, or submitting personal data on third-party sites, we encourage you to:
- Read their privacy policies and terms of use
- Verify credibility and reputation
- Exercise personal discretion and judgment
Novozora disclaims liability for any harm or loss resulting from engagement with external content.
Limitation of Liability
By using Novozora, you agree that the Site, its owners, editors, writers, employees, partners, or affiliates shall not be held liable for any direct or indirect damages resulting from the use of our content, services, or third-party links. This includes but is not limited to:
- Loss of money, time, data, or business opportunities
- Negative investment or financial outcomes
- Misinterpretation or misuse of information
- Delays, omissions, or outdated content
- Technical errors, interruptions, or malware incidents
Our content is provided “as is” without warranties of any kind either expressed or implied.
By continuing to use Novozora, you agree to indemnify, defend, and hold harmless the Site and its affiliates against any claims, disputes, or liabilities related to your use or reliance on the content.
No Results Guaranteed
We do not make any guarantees or warranties regarding the success, performance, or results of applying any strategies, tools, or financial products mentioned on Novozora. Past results, testimonials, or performance benchmarks are not indicators of future outcomes.
Your results depend on various factors such as:
- Individual effort
- Timing and market conditions
- Personal financial background
- Legal or geographic limitations
- Other external influences beyond our control
You are solely responsible for conducting due diligence before making any investment, purchase, or financial commitment.
Updates to This Disclaimer
Novozora reserves the right to revise, update, or modify this Disclaimer at any time without prior notice. Any changes will be posted on this page with a revised “Last Updated” date.
You are encouraged to review this page periodically. Your continued use of the Site following any changes signifies your agreement to the updated terms.
Disclaimer updates may occur due to:
- Changes in regulatory or compliance standards
- Platform growth or business model evolution
- Editorial policy improvements
- New affiliate partnerships or disclosures
Contact Information
If you have any questions, concerns, or requests regarding this Disclaimer or any other content on our Website, please contact us using the information below:
Email: contact.novozora@gmail.com
Website: https://novozora.com
We’re committed to transparency and building trust with our readers.